├── README.md ├── privacy-policy.md └── eula.md /README.md: -------------------------------------------------------------------------------- 1 | This repository contains the privacy policy and terms of use for Buckets (https://www.budgetwithbuckets.com) 2 | -------------------------------------------------------------------------------- /privacy-policy.md: -------------------------------------------------------------------------------- 1 | # Buckets Privacy Policy 2 | 3 | Effective as of April 13, 2019 4 | 5 | This privacy policy (the "**Privacy Policy**") applies to Buckets software application including content, updates and new releases (collectively, the "**App**"), owned and operated by One Part Rain, LLC, D/B/A Buckets ("**Buckets**," "**we**," "**us**," or "**our**"). We have created this Privacy Policy to tell you what information the App collects, how we use that information, and who we will share that information with, if at all. This Privacy Policy does not address the privacy practices of any third parties that we do not own, control, or are affiliated with. By visiting and/or using our App, you are agreeing to the terms of this Privacy Policy and to the terms of the accompanying Software Application End User License Agreement. We encourage you to read the Privacy Policy, and to use the information it contains to help you make informed decisions. 6 | 7 | ## Minimal Amount of Information 8 | 9 | We do not collect any "**Personal Information**" such as your email, name, phone number or mailing address, from you when you download and use the App **unless** you provide us with such information voluntarily. In the course of operating the App, you authorize us to collect and/or receive a minimal amount of information from you as follows: 10 | 11 | - **Initial Download of the App.** Upon downloading a Trial Version of the App, there is NO information we receive or collect from you! 12 | - **Full Version of the App.** Once you decide to purchase the Full Version of the App, you will be asked to voluntarily provide your email address. To submit payment, you will also be required to provide us with "**Payment Information**" such as your credit card information or if using Paypal then additional information is required, such as your email address, name and mailing address. 13 | This Payment Information will be collected and processed by our third-party payment vendors pursuant to the terms and conditions of their privacy policies and terms of use. We do not obtain access to any of your payment information in connection with such purchases or subscriptions. 14 | - **User Contacts Us.** If you need assistance with the App and you voluntarily contact us, we may require you to submit your name, email address, and a physical address. We only receive or collect information that identifies you personally if you choose to provide such personally identifiable information to us via email or other means. 15 | - **Third-party Log In.** The App does not allow you to sign in or access the App through any third-party application. 16 | 1. **Third-Party Analytics.** We and the third-party technology providers with which we work use third-party analytics services (e.g., Google Analytics) to evaluate your purchase and download of the App, compile reports on activity, collect demographic data, analyze performance metrics, and collect and evaluate other information relating to the App. These third parties use cookies and other technologies to help analyze and provide us the data. You consent to the processing of data about you by these analytics providers in the manner and for the purposes set out in this Privacy Policy. 17 | 2. **Other Information.** We may automatically collect or receive additional information regarding you and your use of the App; your interactions with us and our advertising; and information regarding your computer and mobile devices used to access the App (collectively, the "**Other Information**"). 18 | 19 | ## How Information is Used and Shared 20 | 21 | You authorize us to use the Personal Information, Payment Information, and the Other Information (collectively, the "**Information**") to: 22 | 23 | 1. provide and improve our App; 24 | 2. provide our services; 25 | 3. solicit your feedback; and 26 | 4. inform you about our products and services. 27 | 28 | We engage third-party companies and individuals to perform functions on our behalf. These other companies will have access to the Information only as necessary to perform their functions and to the extent permitted by law. As we develop our businesses, we might sell or buy businesses or assets. In the event of a corporate sale, merger, reorganization, sale of assets, dissolution, or similar event, the Information may be part of the transferred assets. To the extent permitted by law, we may also disclose the Information: 29 | 30 | 1. when required by law, court order, or other government or law enforcement authority or regulatory agency; or 31 | 2. whenever we believe that disclosing such Information is necessary or advisable, for example, to protect the rights, property, or safety of us or others, including you. 32 | 33 | ## Accessing and Modifying Information and Communication Preferences 34 | 35 | If you have provided us any Personal Information, you may access, remove, review, and/or make changes to the same by contacting us as set forth below or by clicking on the "unsubscribe" link located on the bottom of any information we send. We will use commercially reasonable efforts to process such requests in a timely manner. You should be aware, however, that it is not always possible to completely remove or modify information in our subscription databases. You cannot opt out of receiving transactional e-mails related to the App (e.g., requests for support). We may also deliver notifications to your mobile device (e.g., push notifications). You can disable these notifications by deleting the relevant service or by changing the settings on your mobile device. 36 | 37 | ## How We Protect Your Information 38 | 39 | We take commercially reasonable steps to protect the Information from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. Please understand, however, that no security system is impenetrable. We cannot guarantee the security of our databases or the databases of the third parties with which we may share such Information, nor can we guarantee that the Information you supply will not be intercepted while being transmitted over the Internet. In particular, email sent to us may not be secure, and you should therefore take special care in deciding what information you send to us via email. 40 | 41 | ## Important Notices to Non-U.S. Residents 42 | 43 | The App and its servers are operated in the United States. If you are located outside of the United States, please be aware that your Information, including your Personal Information, may be transferred to, processed, maintained, and used on computers, servers, and systems located outside of your state, province, country, or other governmental jurisdiction where the privacy laws may not be as protective as those in your jurisdiction. If you are located outside the United States and choose to use the App, you hereby irrevocably and unconditionally consent to such transfer, processing, and use in the United States and elsewhere. 44 | 45 | ## App Stores; External Websites 46 | 47 | Your app store (e.g., iTunes or Google Play) may collect certain information in connection with your use of the App, such as Personal Information, Payment Information, Geolocational Information, and other usage-based data. We have no control over the collection of such information by a third-party app store, and any such collection or use will be subject to that third party's applicable privacy policies. The App may contain links to third-party websites. We have no control over the privacy practices or the content of these websites. As such, we are not responsible for the content or the privacy policies of those third-party websites. You should check the applicable third-party privacy policy and terms of use when visiting any other websites. 48 | 49 | ## Children 50 | 51 | The App is not directed to children under the age of 13. We adhere to the Children's Online Privacy Protection Act ("**COPPA**") and will not knowingly collect Personal Information from any child under the age of 13. We ask that minors (under the age of 13) not use the App. If a child under the age of 13 has provided us with Personal Information, a parent or guardian of that child may contact us and request that such information be deleted from our records. 52 | 53 | ## Changes to this Privacy Policy 54 | 55 | This Privacy Policy is effective as of the date stated at the top of this Privacy Policy. We may change this Privacy Policy from time to time. Any such changes will be posted on the website. By accessing the App after we make any such changes to this Privacy Policy, you are deemed to have accepted such changes. Please be aware that, to the extent permitted by applicable law, our use of the Information is governed by the Privacy Policy in effect at the time we collect the Information. Please refer back to this Privacy Policy on a regular basis. 56 | 57 | ## How to Contact Us 58 | 59 | If you have questions about this Privacy Policy, please email us at hello@budgetwithbuckets.com with "Privacy Policy" in the subject line. 60 | -------------------------------------------------------------------------------- /eula.md: -------------------------------------------------------------------------------- 1 | # Software Application End User License Agreement 2 | 3 | Thank you for selecting Buckets! Please read this Agreement thoroughly. This Agreement is a legal agreement between you and Buckets. By clicking "I Agree" when prompted, or by installing, accessing or using the software, you agree to these terms. If you do not agree to this Agreement, then you may not use this software. 4 | 5 | This Software Application End User License Agreement (the "**Agreement**") is between you, the Customer ("**User**," "**you**," or "**your**") and One Part Rain, LLC, D/B/A Buckets, a Utah limited liability company ("**Buckets**," "**we**," "**us**," or "**our**"). This Agreement describes the terms governing your use of the Buckets software application including content, updates and new releases whether you use a desktop or a mobile platform version (collectively, the "App"). 6 | 7 | ## Definitions 8 | 9 | - "**Acceptance**" means that the User has accepted the terms of this Agreement and has manifested said acceptance by clicking on the "I Agree" when prompted by the App. 10 | - "**App**" means the full Buckets application, a copy of this Agreement and accompanying documentation. 11 | - "**Device**" means the location where the App may be installed: smartphone (Android & iOS), handheld computer, and/or desktop computer. 12 | - "**Full Version**" allows you to continue using the App after you purchase it. 13 | - "**Purchase Price**" is the payment which User agrees to pay to Buckets for the continued use of the App. 14 | - "**Trial Version**" allows you to use the App before you buy it. 15 | 16 | ## Use and Restrictions 17 | 18 | ### Privacy of User's Information 19 | 20 | Buckets is governed by our [*Privacy Policy*](https://github.com/buckets/policies/blob/master/privacy-policy.md), and you consent to all actions we take with respect to your information consistent with our Privacy Policy. 21 | 22 | ### User's Content 23 | 24 | We WILL NOT be monitoring your data or information ("**Content**"). Once you download the App then you as the User take full responsibility of all of your content that you input into the App. We will not have any access to the App once you download it onto your Device. You are responsible for lost, stolen or unrecoverable Content. We are not responsible for the Content you provide through your use of the App. 25 | 26 | ## License 27 | 28 | As long as you meet any applicable payment obligations and comply with this Agreement, Buckets grants you a personal, limited, nonexclusive, nontransferable, revocable license to install and use the App (as a Trial or Full Version) on any number of Devices belonging to you and your immediate family members living in your home. You acknowledge and agree that you have no right, power or authority to make any modifications to the App. 29 | 30 | ### Trial vs. Full Version 31 | 32 | Initially, you can download a Trial Version of the App. The Trial Version contains all of the functionality of the Full Version, but with use identified only as a "trial" until the Full Version is purchased. Both versions of the App are available for your use whether or not you are connected to the internet. During use of the Trial Version, you will be prompted to purchase the Full Version. After you purchase the Full Version, an email will be sent to you that will have "License Key" for you to copy and paste directly into the App. Once you paste this License Key into the App, then you will no longer be using a "trial" version, nor be reminded to purchase the Full Version. 33 | 34 | ### Term of License 35 | 36 | This Agreement is effective until terminated by Buckets. User may terminate this Agreement by permanently deleting the App and related Content from the Device(s) on which they are stored. This Agreement and User's license for the App will also terminate immediately if User fails to comply with any term or condition of this Agreement. Upon such termination, you agree to destroy the App and related Content, together with all copies thereof. You agree that you will not be entitled to a refund of the Purchase Price upon early termination of this Agreement. 37 | 38 | ### Restrictions 39 | 40 | You may transfer and share the App with other individuals. However, you may not transfer the License Key you received upon purchasing the App to another entity or person. User may not lease or rent the App. User may not modify, reverse engineer, decompile, disassemble or create derivative works from the App or assist someone in performing such prohibited acts. 41 | 42 | ### Authorized Users 43 | 44 | You are responsible for securely managing your computer passwords for access to the App and to prevent any unauthorized access to the App. You understand and agree that granting access to authorized users to your Content on the App is voluntary and that you are responsible for revoking permissions to access your Content. 45 | 46 | ### Updates 47 | 48 | The App may periodically be updated with tools, utilities, improvements, third-party applications, or general improvement updates. User will be notified of such updates and you can decide whether to accept or skip the update. 49 | 50 | ## Communications 51 | 52 | Buckets may be required by law to send you communications about the App or other Third-Party Products. User agrees that Buckets may send these communications via email or by posting them on the Buckets website or through a notification within the App. 53 | 54 | ## Using Applications and the Data Transfer Feature 55 | 56 | User may have the option to acquire or use other Applications and to authorize use of certain Data Transfer features, including via the App, for which additional fees may apply. Those Third-Party Applications which may be made available to User, including via the App, are subject to the third party's terms and conditions, including their privacy policy. 57 | 58 | ### Buckets Has No Responsibility for Third-Party Applications or Related Data Transfers 59 | 60 | User agrees and acknowledges that Buckets has no control over any Third-Party Applications and does not endorse or recommend Third-Party Applications even if they are marketed or distributed via the App or Bucket's websites or other products. User agrees that the Third-Party Application providers, and not Buckets, are solely responsible for the data transfer, the Third-Party Application's performance (including technical support), the content on the Third-Party Application provider's website(s) and their use or disclosure of User's Content. Buckets will not be liable for any damages, claims or liabilities arising from the third-parties or Third-Party Applications. 61 | 62 | ### Financial Institution Services 63 | 64 | User may have access to certain online services that may be available by User's Financial Institution ("**Bank**"), including online banking, online payment, online bill-pay, etc. User acknowledges and agrees that we (i) have no access to your Content contained in the App that may be transferred if you access your Bank's online services; (ii) have no control over the Bank's services or access to the Bank's services permitted by your Bank; (iii) do not guarantee that you will be able to use the App with the Bank's online services; and (iv) will have no liability whatsoever for any actions or inactions on the part of the Bank resulting in your inability to use the App to access your accounts, obtain data, download transactions, or otherwise use or access the Bank's online services. 65 | 66 | ## Copyright 67 | 68 | The App (including source code) is copyrighted material owned by Buckets and is protected by United States copyright law, trade secret, other intellectual property laws and by international treaties. User agrees that Buckets owns and holds title to the App and all subsequent copies thereof regardless of the form or media, and that all title, ownership rights, and intellectual property rights in the App shall remain with Buckets. User may not copy or otherwise reproduce any part of the App with the exceptions specified herein. 69 | 70 | ## Purchase Price & Payment 71 | 72 | The Purchase Price for the Full Version of the App is Forty-Nine dollars ($49). When you decide to purchase the Full Version, you shall voluntarily enter your email address and credit card information. You may also be requested to enter your full name, address, and phone number, if Paypal is used to make payment. 73 | 74 | ## User Indemnification 75 | 76 | Buckets shall not undertake to resolve any disputes or litigation on User's behalf involving use of the services or products described herein. User agrees that it shall indemnify, hold Buckets harmless and defend Buckets, its suppliers and its resellers from and against any disputes involving use of the App, including all liabilities, costs, damages and expenses (including settlement costs and reasonable attorneys' fee) arising from any claims from anybody that result from or relate to User's use, reproduction or distribution of the App or User's breach of any representation, warranty or obligation under this Agreement. 77 | 78 | ## DISCLAIMER OF WARRANTIES 79 | 80 | The services and products provided by Buckets under this Agreement are provided "**AS IS**," AND YOUR USE OF THE APP IS AT YOUR OWN RISK WITHOUT WARRANTY OF ANY KIND TO YOU OR ANY THIRD PARTY, INCLUDING, BUT NOT LIMITED TO, ANY EXPRESS OR IMPLIED WARRANTIES OF MERCHANTABILITY OF THE SOFTWARE PROGRAM, FITNESS FOR YOUR PURPOSE OR SYSTEM INTEGRATION; INFORMATIONAL CONTENT OR ACCURACY; NON-INFRINGEMENT; TITLE AND WARRANTIES THAT MAY ARISE OUT OF COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE OR TRADE PRACTICE. YOU AGREE THAT ANY EFFORTS BY BUCKETS TO MODIFY ITS GOODS OR SERVICES SHALL NOT BE DEEMED A WAIVER OF THESE DISCLAIMER OF WARRANTIES. THE ENTIRE RISK ARISING OUT OF USE OR PERFORMANCE OF THE APP REMAINS WITH YOU. BUCKETS AND ITS AFFILIATES AND SUPPLIERS DO NOT WARRANT THAT THE APP WILL MEET YOUR REQUIREMENTS, ACHIEVE ANY INTENDED RESULTS, BE COMPATIBLE, OR WORK WITH ANY OTHER SOFTWARE, APPLICATION SYSTEMS, OR SERVICES, OPERATE WITHOUT INTERRUPTION, MEET ANY PERFORMANCE OR RELIABILITY STANDARDS OR BE ERROR-FREE, OR THAT ANY ERRORS OR DEFECTS CAN OR WILL BE CORRECTED. IF THE EXCLUSIONS FOR IMPLIED WARRANTIES DO NOT APPLY TO YOU, ANY IMPLIED WARRANTIES ARE LIMITED TO 60 DAYS FROM THE DATE OF PURCHASE OR DELIVERY OF THE APP, WHICHEVER IS SOONER. BUCKETS AND ITS AFFILIATES AND SUPPLIERS DISCLAIM ANY REPRESENTATIONS OR WARRANTIES THAT YOUR USE OF THE APP WILL SATISFY OR ENSURE COMPLIANCE WITH ANY LEGAL OBLIGATIONS OR LAWS OR REGULATIONS. 81 | 82 | ## LIMITATION OF REMEDIES 83 | 84 | YOU AGREE THAT UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY THAT BUCKETS, OR ITS SUPPLIERS OR RESELLERS, SHALL BE LIABLE TO YOU OR ANY THIRD PARTY OR ANY OTHER PERSON FOR ANY LOSS OF PROFITS, LOSS OF USE, INTERRUPTION OF BUSINESS, WORK STOPPAGE, COMPUTER FAILURE OR MALFUNCTION, DAMAGES RELATING TO FAILURES OF TELECOMMUNICATIONS, THE INTERNET, ELECTRONIC COMMUNICATIONS, CORRUPTION, SECURITY, LOSS OF THEFT OF DATA, VIRUSES, SYPWARE, OR ANY AND ALL OTHER PERSONAL OR COMMERCIAL DAMAGES OR LOSSES ARISING FROM THE USE OR INABILITY TO USE THE APP (WHETHER OR NOT DUE TO ANY DEFECTS THEREIN) OR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR PUNITIVE DAMAGES OF ANY KIND WHETHER UNDER THIS AGREEMENT OR OTHERWISE, EVEN IF BUCKETS WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, SUCH DAMAGES WERE REASONABLY FORESEEABLE TO BUCKETS, OR BUCKETS WAS GROSSLY NEGLIGENT. IN NO EVENT SHALL BUCKETS' LIABILITY EXCEED THE PURCHASE PRICE PAID BY YOU FOR THE APP. YOU AGREE THAT ANY EFFORTS BY BUCKETS TO MODIFY ITS GOODS OR SERVICES SHALL NOT BE DEEMED A WAIVER OF THESE LIMITATION OF REMEDIES. Some jurisdictions do not permit the exclusion or limitation of liability for consequential or incidental damages, and, as such, some portion of the above limitation may not apply to you. In such jurisdictions, Buckets' liability is limited to the greatest extent permitted by law. 85 | 86 | ### Limitation to File Claims 87 | 88 | ANY CAUSE OF ACTION OR CLAIM THAT YOU MAY HAVE ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE APP MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES OTHERWISE SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED. 89 | 90 | ## Export Restrictions 91 | 92 | User agrees not to export the App or any copies thereof or any products utilizing the App in violation of any applicable laws or regulations of the United States. User agrees to indemnify Buckets from liability if User violates any such laws or regulations. 93 | 94 | ## Severability 95 | 96 | If, for any reason, any provision of this Agreement is held invalid, such invalidity shall not affect the remainder of this Agreement, and this Agreement shall continue in force and effect to the full extent allowed by law. 97 | 98 | ## Force Majeure 99 | 100 | Buckets shall not be liable hereunder for any failure or delay in the performance of its obligations under this Agreement if such failure or delay is on account of causes beyond its control, including labor disputes, civil commotion, war, fires, floods, inclement weather, governmental regulations or controls, casualty, government authority, strikes, or acts of God, in which event Buckets shall be excused from its obligations for the period of the delay and for a reasonable time thereafter. 101 | 102 | ## Choice of Law 103 | 104 | This Agreement shall be construed and controlled by the laws of the State of Utah. Any dispute concerning or breach of the terms of this Agreement will be governed by the laws of the state of Utah. 105 | 106 | ## Entire Agreement 107 | 108 | This Agreement supersedes any and all other agreements, either oral or in writing, between the parties with respect to the matters stated herein, and this Agreement contains all of the covenants and agreements between the parties with respect thereto. Buckets may assign or transfer this Agreement without your consent to an affiliate, a company for the sale of assets or a successor by merger. 109 | 110 | ## Knowing Consent and Authority to Consent 111 | 112 | By downloading, installing or using any part of the App, you indicate that you have read this Agreement, understand the Agreement, and agree to be bound by its terms and conditions. 113 | --------------------------------------------------------------------------------