├── Rakefile ├── lib ├── fine_ants │ ├── version.rb │ ├── login_failed_error.rb │ ├── capybara_setup.rb │ ├── adapters.rb │ ├── runner.rb │ └── adapters │ │ ├── zillow.rb │ │ ├── etrade.rb │ │ ├── simple_bancorp.rb │ │ ├── amex.rb │ │ ├── strs.rb │ │ ├── schwab.rb │ │ ├── vanguard.rb │ │ ├── ufb_direct.rb │ │ ├── pnc.rb │ │ ├── target.rb │ │ ├── simple.rb │ │ ├── purduefed.rb │ │ ├── chase.rb │ │ └── betterment.rb └── fine_ants.rb ├── Gemfile ├── .gitignore ├── bin ├── setup └── console ├── fine_ants.gemspec ├── README.md └── LICENSE.txt /Rakefile: -------------------------------------------------------------------------------- 1 | require "bundler/gem_tasks" 2 | require "standard/rake" 3 | -------------------------------------------------------------------------------- /lib/fine_ants/version.rb: -------------------------------------------------------------------------------- 1 | module FineAnts 2 | VERSION = "1.9.0" 3 | end 4 | -------------------------------------------------------------------------------- /Gemfile: -------------------------------------------------------------------------------- 1 | source "https://rubygems.org" 2 | 3 | # Specify your gem's dependencies in fine_ants.gemspec 4 | gemspec 5 | -------------------------------------------------------------------------------- /lib/fine_ants/login_failed_error.rb: -------------------------------------------------------------------------------- 1 | module FineAnts 2 | class LoginFailedError < StandardError 3 | end 4 | end 5 | -------------------------------------------------------------------------------- /.gitignore: -------------------------------------------------------------------------------- 1 | /.bundle/ 2 | /.yardoc 3 | /Gemfile.lock 4 | /_yardoc/ 5 | /coverage/ 6 | /doc/ 7 | /pkg/ 8 | /spec/reports/ 9 | /tmp/ 10 | .ruby-version 11 | -------------------------------------------------------------------------------- /bin/setup: -------------------------------------------------------------------------------- 1 | #!/usr/bin/env bash 2 | set -euo pipefail 3 | IFS=$'\n\t' 4 | set -vx 5 | 6 | bundle install 7 | 8 | # Do any other automated setup that you need to do here 9 | -------------------------------------------------------------------------------- /bin/console: -------------------------------------------------------------------------------- 1 | #!/usr/bin/env ruby 2 | 3 | require "bundler/setup" 4 | require "fine_ants" 5 | 6 | # You can add fixtures and/or initialization code here to make experimenting 7 | # with your gem easier. You can also use a different console, if you like. 8 | 9 | # (If you use this, don't forget to add pry to your Gemfile!) 10 | # require "pry" 11 | # Pry.start 12 | 13 | require "irb" 14 | IRB.start 15 | -------------------------------------------------------------------------------- /lib/fine_ants/capybara_setup.rb: -------------------------------------------------------------------------------- 1 | # Users can set up Capybara however they like 2 | # But since the defaults aren't really helpful, 3 | # We'll set it up ourselves at require-time. 4 | # Users are free to change it after that 5 | 6 | require "capybara" 7 | 8 | Capybara.register_driver :selenium do |app| 9 | Capybara::Selenium::Driver.new(app, browser: :chrome) 10 | end 11 | Capybara.default_driver = :selenium 12 | Capybara.default_max_wait_time = 10 13 | -------------------------------------------------------------------------------- /lib/fine_ants.rb: -------------------------------------------------------------------------------- 1 | require "fine_ants/version" 2 | require "fine_ants/capybara_setup" 3 | require "fine_ants/adapters" 4 | require "fine_ants/runner" 5 | require "fine_ants/login_failed_error" 6 | 7 | module FineAnts 8 | def self.download(adapter_name, credentials) 9 | adapter = if adapter_name.instance_of?(Class) 10 | adapter_name 11 | else 12 | Adapters.look_up(adapter_name) 13 | end 14 | Runner.new(adapter.new(credentials), credentials).download 15 | end 16 | end 17 | -------------------------------------------------------------------------------- /lib/fine_ants/adapters.rb: -------------------------------------------------------------------------------- 1 | require "capybara/dsl" 2 | 3 | # Autoload all predefined adapters 4 | Dir[File.join(File.dirname(__FILE__), "adapters", "*.rb")].sort.each { |f| require f } 5 | 6 | module FineAnts 7 | module Adapters 8 | def self.look_up(name) 9 | const_name = name.to_s.tr("_", " ").split(" ").map(&:capitalize).join 10 | const_get(const_name).tap do |adapter| 11 | adapter.class_eval do 12 | include Capybara::DSL 13 | end 14 | end 15 | end 16 | end 17 | end 18 | -------------------------------------------------------------------------------- /lib/fine_ants/runner.rb: -------------------------------------------------------------------------------- 1 | module FineAnts 2 | class Runner 3 | def initialize(adapter, credentials) 4 | @adapter = adapter 5 | @credentials = credentials 6 | end 7 | 8 | def download 9 | login! 10 | @adapter.download 11 | end 12 | 13 | private 14 | 15 | def login! 16 | puts "Attempting to login to #{@adapter.class.name} as '#{@credentials[:user]}'" 17 | login_complete = @adapter.login 18 | if !login_complete && @adapter.respond_to?(:two_factor_response) 19 | puts <<-TEXT.gsub(/^\s+/, "") 20 | #{@adapter.class.name} is requiring two-factor auth. 21 | Check your SMS/Email/TOTP and type it here: 22 | TEXT 23 | response = STDIN.gets.chomp 24 | @adapter.two_factor_response(response) 25 | end 26 | end 27 | end 28 | end 29 | -------------------------------------------------------------------------------- /fine_ants.gemspec: -------------------------------------------------------------------------------- 1 | lib = File.expand_path("../lib", __FILE__) 2 | $LOAD_PATH.unshift(lib) unless $LOAD_PATH.include?(lib) 3 | require "fine_ants/version" 4 | 5 | Gem::Specification.new do |spec| 6 | spec.name = "fine_ants" 7 | spec.version = FineAnts::VERSION 8 | spec.authors = ["Justin Searls"] 9 | spec.email = ["searls@gmail.com"] 10 | 11 | spec.summary = "Opens your browser and finds your bank account status." 12 | spec.homepage = "https://github.com/searls/fine_ants" 13 | 14 | spec.files = `git ls-files -z`.split("\x0").reject { |f| f.match(%r{^(test|spec|features)/}) } 15 | spec.bindir = "exe" 16 | spec.executables = spec.files.grep(%r{^exe/}) { |f| File.basename(f) } 17 | spec.require_paths = ["lib"] 18 | 19 | spec.add_dependency "capybara", "~> 3.26" 20 | spec.add_dependency "selenium-webdriver", "~> 3.142.0" 21 | 22 | spec.add_development_dependency "bundle" 23 | spec.add_development_dependency "rake", "~> 12.3" 24 | spec.add_development_dependency "pry" 25 | spec.add_development_dependency "standard" 26 | end 27 | -------------------------------------------------------------------------------- /lib/fine_ants/adapters/zillow.rb: -------------------------------------------------------------------------------- 1 | require "bigdecimal" 2 | 3 | module FineAnts 4 | module Adapters 5 | class Zillow 6 | def initialize(credentials) 7 | @user = credentials[:user] 8 | end 9 | 10 | def login 11 | true # No login necessary 12 | end 13 | 14 | def download 15 | visit "https://www.zillow.com/homedetails/total_nonsense/#{@user}_zpid/?fullpage=true" 16 | zestimate = find_first( 17 | ".estimates .home-summary-row:nth-child(2) span:nth-child(2)", 18 | ".zestimate.primary-quote" 19 | ).text.match(/(\$.*)/)[1] 20 | 21 | [{ 22 | adapter: :zillow, 23 | user: @user, 24 | id: @user, 25 | name: find_first(".addr h1", ".hdp-home-header-st-addr").text, 26 | amount: BigDecimal(zestimate.gsub(/[\$,]/, "")) 27 | }] 28 | end 29 | 30 | private 31 | 32 | def find_first(*locators) 33 | locators.each do |locator| 34 | return find(locator) 35 | rescue Capybara::ElementNotFound 36 | end 37 | end 38 | end 39 | end 40 | end 41 | -------------------------------------------------------------------------------- /lib/fine_ants/adapters/etrade.rb: -------------------------------------------------------------------------------- 1 | require "bigdecimal" 2 | 3 | module FineAnts 4 | module Adapters 5 | class Etrade 6 | def initialize(credentials) 7 | @user = credentials[:user] 8 | @password = credentials[:password] 9 | end 10 | 11 | def login 12 | visit "https://us.etrade.com/e/t/user/login" 13 | fill_in "USER", with: @user 14 | sleep 0.3 15 | fill_in "PASSWORD", with: @password 16 | click_button "Log on" 17 | verify_login! 18 | end 19 | 20 | def download 21 | all("section.account").map { |account| 22 | { 23 | adapter: :etrade, 24 | user: @user, 25 | id: account.find("#acctNum .number-reveal", visible: false).text(:all), 26 | name: account.find("a.account-id").text, 27 | amount: BigDecimal(account.find(".table-horizontal .text-right.secondary").text.gsub(/[\$,]/, "")) 28 | } 29 | }.tap do 30 | click_link "Log Off" 31 | end 32 | end 33 | 34 | private 35 | 36 | def verify_login! 37 | find_link "Log Off" 38 | rescue 39 | raise FineAnts::LoginFailedError.new 40 | end 41 | end 42 | end 43 | end 44 | -------------------------------------------------------------------------------- /lib/fine_ants/adapters/simple_bancorp.rb: -------------------------------------------------------------------------------- 1 | require "bigdecimal" 2 | 3 | module FineAnts 4 | module Adapters 5 | class SimpleBancorp 6 | def initialize(credentials) 7 | @user = credentials[:user] 8 | @password = credentials[:password] 9 | end 10 | 11 | def login 12 | visit "https://www.simple.com" 13 | click_link "Log In" 14 | 15 | fill_in "username", with: @user 16 | fill_in "passphrase", with: @password 17 | click_button "Sign in" 18 | verify_login! 19 | end 20 | 21 | def download 22 | balance = find(".sts-available").find("b").text 23 | available_balance = find("#sts-flag").text.strip 24 | user_name = find(".masthead-username").text 25 | 26 | [ 27 | { 28 | adapter: :simple_bancorp, 29 | user: @user, 30 | id: user_name.to_s, 31 | name: user_name.to_s, 32 | amount: parse_currency(balance), 33 | available_amount: parse_currency(available_balance) 34 | } 35 | ].tap { logout! } 36 | end 37 | 38 | private 39 | 40 | def logout! 41 | visit "https://bank.simple.com/signout" 42 | end 43 | 44 | def parse_currency(currency_string) 45 | BigDecimal(currency_string.match(/\$?(.*)$/)[1].delete(",")) 46 | end 47 | 48 | def verify_login! 49 | find("h2", text: "Safe-to-Spend") 50 | rescue Capybara::ElementNotFound 51 | raise FineAnts::LoginFailedError.new 52 | end 53 | end 54 | end 55 | end 56 | -------------------------------------------------------------------------------- /lib/fine_ants/adapters/amex.rb: -------------------------------------------------------------------------------- 1 | require "bigdecimal" 2 | 3 | module FineAnts 4 | module Adapters 5 | class Amex 6 | def initialize(credentials) 7 | @user = credentials[:user] 8 | @password = credentials[:password] 9 | end 10 | 11 | def login 12 | visit "https://www.americanexpress.com" 13 | form_css = find("form")[:id] == "ssoform" ? "#ssoform" : ".eliloMain" 14 | within form_css do 15 | fill_in "User ID", with: @user 16 | fill_in "Password", with: @password 17 | click_thing "Log In" 18 | end 19 | verify_login! 20 | end 21 | 22 | def download 23 | visit "https://global.americanexpress.com/accounts" 24 | find(".card-block") 25 | all(".card-block > div").map do |account| 26 | name = account.find(".card > .pad > .heading-3").text 27 | owed = account.text.include?("Total Balance") 28 | { 29 | adapter: :amex, 30 | user: @user, 31 | id: name, 32 | name: name, 33 | amount: -1 * BigDecimal(if owed 34 | account.all("table td:nth-child(2) span").first.text.gsub(/[\$,]/, "") 35 | else 36 | "0" 37 | end) 38 | } 39 | end 40 | end 41 | 42 | private 43 | 44 | def verify_login! 45 | page.has_text? "Log Out" 46 | rescue 47 | raise FineAnts::LoginFailedError.new 48 | end 49 | 50 | def click_thing(locator) 51 | click_link locator 52 | rescue 53 | click_button locator 54 | end 55 | end 56 | end 57 | end 58 | -------------------------------------------------------------------------------- /lib/fine_ants/adapters/strs.rb: -------------------------------------------------------------------------------- 1 | require "bigdecimal" 2 | 3 | module FineAnts 4 | module Adapters 5 | class Strs 6 | def initialize(credentials) 7 | @user = credentials[:user] 8 | @password = credentials[:password] 9 | end 10 | 11 | def login 12 | visit "https://www.nrsstrsoh.org/iApp/tcm/nrsstrsoh/index.jsp" 13 | fill_in "Username", with: @user 14 | fill_in "Password (Case sensitive)", with: @password 15 | click_button "Log In" 16 | begin 17 | find_field "contactPoint" 18 | false 19 | rescue Capybara::ElementNotFound 20 | verify_login! 21 | true 22 | end 23 | end 24 | 25 | def two_factor_response(answer) 26 | fill_in "confirmationCode", with: answer 27 | find_field("continue").click 28 | begin 29 | find "#rememberTrue" 30 | choose "#rememberTrue" 31 | find_field("#search").click 32 | rescue Capybara::ElementNotFound 33 | end 34 | verify_login! 35 | end 36 | 37 | def download 38 | [ 39 | { 40 | adapter: :strs, 41 | user: @user, 42 | id: find(".plan-info-plan .disabled-phone-link").text, 43 | name: find(".plan-info-plan").text, 44 | amount: BigDecimal(find(".dash-health-alt__total_number").text.gsub(/[\$,\s]/, "")) 45 | } 46 | ].tap do 47 | click_link "Log Out" 48 | end 49 | end 50 | 51 | private 52 | 53 | def verify_login! 54 | find(".dash-health-alt__current_total_balance") 55 | rescue 56 | raise FineAnts::LoginFailedError.new 57 | end 58 | end 59 | end 60 | end 61 | -------------------------------------------------------------------------------- /lib/fine_ants/adapters/schwab.rb: -------------------------------------------------------------------------------- 1 | require "bigdecimal" 2 | 3 | module FineAnts 4 | module Adapters 5 | class Schwab 6 | def initialize(credentials) 7 | @user = credentials[:user] 8 | @password = credentials[:password] 9 | end 10 | 11 | def login 12 | visit "https://client.schwab.com/Login/SignOn/CustomerCenterLogin.aspx" 13 | within_frame 'lmsSecondaryLogin' do 14 | fill_in "loginIdInput", with: @user 15 | fill_in "passwordInput", with: @password 16 | select "Accounts Summary", from: "landingPageOptions" 17 | click_button "btnLogin" 18 | end 19 | 20 | begin 21 | find("#otp_sms").click 22 | false 23 | rescue Capybara::ElementNotFound 24 | verify_login! 25 | true 26 | end 27 | end 28 | 29 | def two_factor_response(answer) 30 | fill_in "securityCode", with: answer 31 | click_button "continueButton" 32 | verify_login! 33 | end 34 | 35 | def download 36 | rows = all(".account-row") 37 | rows.map { |row| 38 | { 39 | adapter: :schwab, 40 | user: @user, 41 | id: row.all(".account.number").first.text.strip, 42 | name: row.all(".nickName-wrapper").first.text.strip, 43 | amount: BigDecimal(row.all(".balance-container-cs .values-wrapper").first.text.match(/\$(.*)$/)[1].delete(",")) 44 | } 45 | }.tap { click_button "Log Out" } 46 | end 47 | 48 | private 49 | 50 | def verify_login! 51 | find_button "Log Out" 52 | rescue Capybara::ElementNotFound 53 | raise FineAnts::LoginFailedError.new 54 | end 55 | end 56 | end 57 | end 58 | -------------------------------------------------------------------------------- /lib/fine_ants/adapters/vanguard.rb: -------------------------------------------------------------------------------- 1 | require "bigdecimal" 2 | 3 | module FineAnts 4 | module Adapters 5 | class Vanguard 6 | def initialize(credentials) 7 | @user = credentials[:user] 8 | @password = credentials[:password] 9 | end 10 | 11 | def login 12 | visit "https://personal.vanguard.com/us/hnwnesc/nesc/LoginPage" 13 | fill_in "LoginForm:USER", with: @user 14 | sleep 0.2 15 | fill_in "LoginForm:PASSWORD-blocked", with: @password 16 | click_button "LoginForm:submitInput" 17 | begin 18 | find_field "LoginForm:ANSWER" 19 | false 20 | rescue Capybara::ElementNotFound 21 | verify_login! 22 | true 23 | end 24 | end 25 | 26 | def two_factor_response(answer) 27 | fill_in "LoginForm:ANSWER", with: answer 28 | choose "LoginForm:DEVICE:0" 29 | click_button "LoginForm:ContinueInput" 30 | verify_login! 31 | end 32 | 33 | def download 34 | rows = find("[id='BalancesTabBoxId:balancesForm:balancesTable']").all("tr:not([tbodyid])") 35 | rows.map { |row| 36 | cells = row.all("td") 37 | { 38 | adapter: :vanguard, 39 | user: @user, 40 | id: cells.first.all("a").first[:href].match(/.*#(.*)$/)[1], 41 | name: cells.first.text, 42 | amount: BigDecimal(cells.last.text.match(/\$(.*)$/)[1].delete(",")) 43 | } 44 | }.tap { click_link "Log off" } 45 | end 46 | 47 | private 48 | 49 | def verify_login! 50 | find_link "Log off" 51 | rescue Capybara::ElementNotFound 52 | raise FineAnts::LoginFailedError.new 53 | end 54 | end 55 | end 56 | end 57 | -------------------------------------------------------------------------------- /lib/fine_ants/adapters/ufb_direct.rb: -------------------------------------------------------------------------------- 1 | require "bigdecimal" 2 | 3 | module FineAnts 4 | module Adapters 5 | class UfbDirect 6 | def initialize(credentials) 7 | @user = credentials[:user] 8 | @password = credentials[:password] 9 | end 10 | 11 | def login 12 | visit "https://onlinebanking.ufbdirect.com/auth/login" 13 | sleep 2 14 | click_link "Login" 15 | sleep 2 16 | fill_in "Username", with: @user 17 | fill_in "Password", with: @password 18 | sleep 1 19 | click_button "Login" 20 | begin 21 | find ".multi-factor" 22 | click_button "btn-sms" 23 | false 24 | rescue Capybara::ElementNotFound 25 | verify_login! 26 | true 27 | end 28 | end 29 | 30 | def two_factor_response(answer) 31 | fill_in "access-code-entry", with: answer 32 | click_button "Continue" 33 | verify_login! 34 | end 35 | 36 | def download 37 | sleep 5 38 | rows = all(".details-container") 39 | rows.map { |row| 40 | { 41 | adapter: :ufb_direct, 42 | user: @user, 43 | id: row.find(".details-container__account-name").text, 44 | name: row.find(".details-container__account-name").text, 45 | amount: BigDecimal( 46 | row.find(".details-container__account-amount").text.match(/\$(.*)$/)[1].delete(",") 47 | ) 48 | } 49 | } 50 | end 51 | 52 | private 53 | 54 | def verify_login! 55 | find ".details-container" 56 | rescue Capybara::ElementNotFound 57 | raise FineAnts::LoginFailedError.new 58 | end 59 | end 60 | end 61 | end 62 | -------------------------------------------------------------------------------- /lib/fine_ants/adapters/pnc.rb: -------------------------------------------------------------------------------- 1 | require "bigdecimal" 2 | 3 | module FineAnts 4 | module Adapters 5 | class Pnc 6 | def initialize(credentials) 7 | @user = credentials[:user] 8 | @password = credentials[:password] 9 | end 10 | 11 | def login 12 | visit "https://www.onlinebanking.pnc.com/alservlet/SignonInitServlet" 13 | fill_in "userId", with: @user 14 | fill_in "password", with: @password 15 | click_button "Sign In" 16 | 17 | if all("input[value='Generate Code']").any? 18 | click_button "Generate Code" 19 | false 20 | elsif all("input[name=answer]").any? 21 | false 22 | else 23 | verify_login! 24 | true 25 | end 26 | end 27 | 28 | def two_factor_response(text_or_answer) 29 | if all("input[name=answer]").any? # Security Q 30 | fill_in "answer", with: text_or_answer 31 | else # Text message challenge 32 | fill_in "otpNumber", with: text_or_answer 33 | end 34 | click_button "Continue" 35 | verify_login! 36 | end 37 | 38 | def download 39 | rows = all("#depositAccountsWrapper tr.depAccount") 40 | rows.map { |row| 41 | cells = row.all("td") 42 | { 43 | adapter: :pnc, 44 | user: @user, 45 | id: cells[2].text, # TODO - this won't be unique, only gives last 4 :-/ 46 | name: cells[0].text, 47 | amount: BigDecimal(cells[3].text.match(/\$(.*)$/)[1].delete(",")) 48 | } 49 | }.tap { click_link "Sign Off" } 50 | end 51 | 52 | private 53 | 54 | def verify_login! 55 | find ".lastSignOn" 56 | rescue 57 | raise FineAnts::LoginFailedError.new 58 | end 59 | end 60 | end 61 | end 62 | -------------------------------------------------------------------------------- /lib/fine_ants/adapters/target.rb: -------------------------------------------------------------------------------- 1 | require "bigdecimal" 2 | 3 | module FineAnts 4 | module Adapters 5 | class Target 6 | def initialize(credentials) 7 | @user = credentials[:user] 8 | @password = credentials[:password] 9 | end 10 | 11 | def login 12 | visit "https://rcam.target.com/default.aspx" 13 | 14 | fill_in "Login_UserName", with: @user 15 | fill_in "Login_Password", with: @password 16 | find("#Login_btnSignIn_btnSignIn").click 17 | 18 | verify_login! 19 | end 20 | 21 | def download 22 | balance = find("#AcctSummaryRCAM_AcctTbl_CrntBal").text 23 | available_balance = find("#AcctSummaryRCAM_AcctTbl_CredAvail").text 24 | next_due_date = find("#AcctSummaryRCAM_AcctTbl_PmtDueDt").text 25 | card_number = find("#AccountAcctNum").text.delete("For your REDcard ending in: ") 26 | 27 | [ 28 | { 29 | adapter: :target, 30 | user: @user, 31 | id: "REDcard #{card_number}", 32 | name: "REDcard #{card_number}", 33 | type: :credit_card, 34 | amount: -1 * parse_currency(balance), 35 | available_amount: parse_currency(available_balance), 36 | next_due_date: parse_due_date(next_due_date) 37 | } 38 | ] 39 | end 40 | 41 | private 42 | 43 | def parse_currency(currency_string) 44 | BigDecimal(currency_string.match(/\$(.*)$/)[1].delete(",")) 45 | end 46 | 47 | def parse_due_date(date_string) 48 | return nil if date_string == "-" 49 | date_string 50 | end 51 | 52 | def verify_login! 53 | find "span#DefaultPageTitle", text: "View Account Summary" 54 | rescue Capybara::ElementNotFound 55 | raise FineAnts::LoginFailedError.new 56 | end 57 | end 58 | end 59 | end 60 | -------------------------------------------------------------------------------- /lib/fine_ants/adapters/simple.rb: -------------------------------------------------------------------------------- 1 | require "bigdecimal" 2 | 3 | module FineAnts 4 | module Adapters 5 | class Simple 6 | def initialize(credentials) 7 | @user = credentials[:user] 8 | @password = credentials[:password] 9 | end 10 | 11 | def login 12 | visit "https://www.simple.com" 13 | click_link "Log In" 14 | 15 | fill_in "login_username", with: @user 16 | fill_in "login_password", with: @password 17 | click_button "Sign In" 18 | begin 19 | find_field "Enter 4-digit code" 20 | false 21 | rescue Capybara::ElementNotFound 22 | verify_login! 23 | true 24 | end 25 | end 26 | 27 | def two_factor_response(answer) 28 | fill_in "Enter 4-digit code", with: answer 29 | click_button "Verify" 30 | end 31 | 32 | def download 33 | user_name = find(".masthead-username").text 34 | balance = find_all(".balances-item-value").first.text 35 | available_balance = find(".balances-sts .amount").text.strip 36 | 37 | [ 38 | { 39 | adapter: :simple, 40 | user: @user, 41 | id: user_name.to_s, 42 | name: user_name.to_s, 43 | amount: parse_currency(balance), 44 | available_amount: parse_currency(available_balance) 45 | } 46 | ].tap { logout! } 47 | end 48 | 49 | private 50 | 51 | def logout! 52 | visit "https://bank.simple.com/signout" 53 | end 54 | 55 | def parse_currency(currency_string) 56 | BigDecimal(currency_string.match(/\$?(.*)$/)[1].delete(",")) 57 | end 58 | 59 | def verify_login! 60 | find("h2", text: "Safe-to-Spend") 61 | rescue Capybara::ElementNotFound 62 | raise FineAnts::LoginFailedError.new 63 | end 64 | end 65 | end 66 | end 67 | -------------------------------------------------------------------------------- /lib/fine_ants/adapters/purduefed.rb: -------------------------------------------------------------------------------- 1 | require "bigdecimal" 2 | 3 | module FineAnts 4 | module Adapters 5 | class Purduefed 6 | def initialize(credentials) 7 | @user = credentials[:user] 8 | @password = credentials[:password] 9 | end 10 | 11 | def login 12 | visit "https://www.purduefed.com" 13 | fill_in "USERNAME", with: @user 14 | click_button "Login" 15 | fill_in "M_content_PCDZ_MF3KFEF_ctl00_Password", with: @password 16 | click_button "Sign in" 17 | end 18 | 19 | def download 20 | deposit_table = find("span", text: /Deposit Accounts/) 21 | .find(:xpath, "../..") 22 | .find(".module_container") 23 | loan_table = find("span", text: /Loans/) 24 | .find(:xpath, "../..") 25 | .find(".module_container") 26 | deposit_transactions = process_table(deposit_table) 27 | loan_transactions = process_table(loan_table, type: :loan) 28 | 29 | deposit_transactions + loan_transactions 30 | end 31 | 32 | private 33 | 34 | def verify_login! 35 | find "Welcome, " 36 | rescue Capybara::ElementNotFound 37 | raise FineAnts::LoginFailedError 38 | end 39 | 40 | def process_table(table, type: :deposit) 41 | transaction_rows(table) do |row| 42 | cells = row.all("td") 43 | amount = parse_currency(cells[1].text) 44 | amount = -amount if type == :loan 45 | name = cells[0].find("a").text 46 | 47 | { 48 | adapter: :purduefed, 49 | user: @user, 50 | id: name, 51 | name: name, 52 | type: type, 53 | amount: amount, 54 | available_amount: parse_currency(cells[2].text) 55 | } 56 | end 57 | end 58 | 59 | def transaction_rows(table) 60 | return [] if empty_table?(table) 61 | 62 | table.all("tr")[1..-2].map do |row| 63 | yield row 64 | end 65 | end 66 | 67 | def parse_currency(currency_string) 68 | BigDecimal(currency_string.match(/\$(.*)$/)[1].delete(",")) 69 | end 70 | 71 | def empty_table?(table) 72 | table.all("tr")[1..-2].map(&:text).first == "No accounts to be displayed." 73 | end 74 | end 75 | end 76 | end 77 | -------------------------------------------------------------------------------- /lib/fine_ants/adapters/chase.rb: -------------------------------------------------------------------------------- 1 | require "bigdecimal" 2 | 3 | module FineAnts 4 | module Adapters 5 | class Chase 6 | def initialize(credentials) 7 | @user = credentials[:user] 8 | @password = credentials[:password] 9 | end 10 | 11 | def login 12 | visit "https://www.chase.com" 13 | 14 | within_frame(find("#logonbox")) do 15 | fill_in "Username", with: @user 16 | fill_in "Password", with: @password 17 | # I'm not happy with this. Chase's site seems to blank out the 18 | # username and password fields if you hit "Sign in" immediately after 19 | # the dialog appears. We're sleeping to sidestep this behavior. 20 | sleep 0.1 21 | click_on "Sign in" 22 | end 23 | 24 | verify_login! 25 | end 26 | 27 | def logout 28 | click_button "Sign out" 29 | end 30 | 31 | def download 32 | # Select credit card 33 | find("h3", text: "CREDIT CARDS") 34 | .find(:xpath, "../..") 35 | .first(".account-tile") 36 | .click 37 | 38 | credit_card_table = find("div.account") 39 | 40 | balance = credit_card_table.find("#accountCurrentBalanceWithToolTipValue").text 41 | available_balance = credit_card_table.find("#availableCreditWithTransferBalanceValue").text 42 | next_due_date = credit_card_table.find("#nextPaymentDueDateValue").text 43 | 44 | accounts = [ 45 | { 46 | adapter: :chase, 47 | user: @user, 48 | id: find(".ACTNAME").text, 49 | name: find(".ACTNAME").text, 50 | type: :credit_card, 51 | amount: -1 * parse_currency(balance), 52 | available_amount: parse_currency(available_balance), 53 | next_due_date: parse_due_date(next_due_date) 54 | } 55 | ] 56 | 57 | logout 58 | accounts 59 | end 60 | 61 | private 62 | 63 | def parse_currency(currency_string) 64 | BigDecimal(currency_string.match(/\$(.*)$/)[1].delete(",")) 65 | end 66 | 67 | def parse_due_date(due_date_string) 68 | Date.strptime(due_date_string, "%b %d, %Y") 69 | end 70 | 71 | def verify_login! 72 | find "#logonDetailsContainer" 73 | rescue Capybara::ElementNotFound 74 | raise FineAnts::LoginFailedError.new 75 | end 76 | end 77 | end 78 | end 79 | -------------------------------------------------------------------------------- /lib/fine_ants/adapters/betterment.rb: -------------------------------------------------------------------------------- 1 | require "bigdecimal" 2 | 3 | module FineAnts 4 | module Adapters 5 | class Betterment 6 | def initialize(credentials) 7 | @user = credentials[:user] 8 | @password = credentials[:password] 9 | end 10 | 11 | def login 12 | visit "https://wwws.betterment.com/app/login" 13 | fill_in "web_authentication[email]", with: @user 14 | fill_in "web_authentication[password]", with: @password 15 | click_button "Log in" 16 | begin 17 | find_field "web_second_factor_authentication[verification_code]" 18 | false 19 | rescue Capybara::ElementNotFound 20 | verify_login! 21 | true 22 | end 23 | end 24 | 25 | def two_factor_response(answer) 26 | fill_in "web_second_factor_authentication[verification_code]", with: answer 27 | find(".web_second_factor_authentication_trust_device").click 28 | click_button "Verify" 29 | verify_login! 30 | end 31 | 32 | def download 33 | all(".ft-goalAccordionLabel").each do |accordion| 34 | accordion.click 35 | sleep 0.3 36 | end 37 | accounts = all ".ft-goalExpandedFooter .sc-ContentLayout:nth-child(1) .ft-accounts .ft-subAccountExpandedRow" 38 | accounts.map { |account| 39 | { 40 | adapter: :betterment, 41 | user: @user, 42 | id: id_for(account), 43 | name: name_for(account), 44 | amount: total_for(account) 45 | } 46 | }.tap do 47 | find_logout_button.click 48 | end 49 | end 50 | 51 | private 52 | 53 | def verify_login! 54 | find_logout_button 55 | rescue 56 | raise FineAnts::LoginFailedError.new 57 | end 58 | 59 | def find_logout_button 60 | find(".Navigation-logoutAction") 61 | end 62 | 63 | def id_for(account) 64 | account.find("a[data-track-name=\"AutoDepositIntended\"]")["data-track-broker-dealer-account-id"] 65 | end 66 | 67 | def name_for(account) 68 | "#{account.find(".ft-subAccountName").text} - #{account.ancestor(".sc-Card").find(".ft-goalName").text}" 69 | end 70 | 71 | def total_for(account) 72 | total_string = account.find(".ft-subAccountBalance").text 73 | BigDecimal(total_string.match(/\$(.*)$/)[1].delete(",")) 74 | end 75 | end 76 | end 77 | end 78 | -------------------------------------------------------------------------------- /README.md: -------------------------------------------------------------------------------- 1 | # fine_ants 🐜 2 | 3 | Got finance problems? Have some fine_ants to help. 4 | 5 | ## Usage 6 | 7 | ``` 8 | $ gem install fine_ants 9 | ``` 10 | 11 | And then: 12 | 13 | ``` ruby 14 | accounts = FineAnts.download(:vanguard, { 15 | :user => "janelastname", 16 | :password => ENV['VANGUARD_PASSWORD'] 17 | }) 18 | 19 | puts accounts 20 | #=> [{ 21 | # :adapter => :vanguard, 22 | # :user => "janelastname", 23 | # :id => "234567890", 24 | # :amount => BigDecimal.new("1234.56") 25 | # }] 26 | ``` 27 | 28 | ## What? 29 | 30 | [I](https://twitter.com/searls) wrote this, because 31 | [nearly](https://www.mint.com) 32 | [every](https://www.personalcapital.com/financial-software) 33 | [service](https://www.youneedabudget.com) 34 | [and](https://www.iggsoftware.com/banktivity/) 35 | [app](http://moneywizapp.com/mac/) 36 | that 37 | offers multi-institution financial dashboarding stores your passwords in a way 38 | that can be decrypted by the service (by design, since they need your credentials 39 | to scrape the banks' sites). This means if these rando services get hacked, the 40 | passwords to _all of your financial accounts_ can be compromised at once. 41 | 42 | The FDIC and SIPC are pretty great protections from the dissolution of banks, but 43 | it doesn't protect you from their web sites being compromised, much less the web 44 | sites of services that scrape them just to give you a pretty dashboard. 45 | 46 | Handing all your financial credentials to anyone seems foolish, so I started the 47 | fine_ants gem to build adapters for the various financial institutions I use. It 48 | uses [capybara](https://github.com/jnicklas/capybara) to automate a browser and 49 | scrape your account totals from your bank's webapp. It even supports 50 | [2FA](https://en.wikipedia.org/wiki/Multi-factor_authentication). Since it's 51 | designed to be run locally, it simply uses `gets` to read SMS, e-mail, and TOTP 52 | tokens from 53 | [stdin](https://en.wikipedia.org/wiki/Standard_streams#Standard_input_.28stdin.29) 54 | when a login process requires a 2FA challenge. 55 | 56 | # Adapters 57 | 58 | Right now, FineAnts ships with adapters for: 59 | 60 | | Name | Adapter Name | 61 | | --------------------------------------------------------------------------------------- | ----------------- | 62 | | [Vanguard Personal Investment](https://personal.vanguard.com/us/hnwnesc/nesc/LoginPage) | `:vanguard` | 63 | | [PNC Personal Banking](https://www.pnc.com/en/personal-banking.html) | `:pnc` | 64 | | [Betterment](https://www.betterment.com) | `:betterment` | 65 | | [E*Trade](https://www.etrade.com) | `:etrade` | 66 | | [Chase](https://www.chase.com) | `:chase` | 67 | | [American Express](https://www.americanexpress.com) | `:amex` | 68 | | [Simple (BBVA)](https://www.simple.com) | `:simple` | 69 | | [Simple (Bancorp)](https://www.simple.com) | `:simple_bancorp` | 70 | | [Target REDcard](https://rcam.target.com) | `:target` | 71 | | [Purdue Federal Credit Union](https://www.purduefed.com) | `:purduefed` | 72 | | [Ohio State Teacher Retirement System (STRS)](https://www.nrsstrsoh.org) | `:strs` | 73 | | [Zillow (Zestimate, user is the "zpid")](https://zillow.com) | `:zillow` | 74 | 75 | You can also implement your own adapter and pass it to `FineAnts.download`. The 76 | expected public contract of an adapter is: 77 | 78 | ``` ruby 79 | require "bigdecimal" 80 | 81 | class MyAdapter 82 | def initialize(credentials) 83 | # `credentials` should be a hash with (at least) :user and :password entries. 84 | end 85 | 86 | def login 87 | # Login to the system 88 | # return true if login is successful 89 | # return false if a 2FA response is needed (see #two_factor_response) 90 | # if credentials fail, then raise FineAnts::LoginFailedError.new 91 | end 92 | 93 | def two_factor_response(answer) 94 | # This method is optional and useful if the service supports 2FA 95 | # If defined, the user will be prompted (via `gets`) to type in a 2FA 96 | # challenge response, which will be passed here. With the answer in hand, 97 | # automate entering the 2FA token and submitting. 98 | end 99 | 100 | def download 101 | # Download all the user's accounts and total values. 102 | # FineAnts expects this method to return data shaped like: 103 | [ 104 | { 105 | :adapter => :your_adapter_name, 106 | :user => "theloginbeingused", 107 | :id => "id-of-the-account", 108 | :amount => BigDecimal.new("1234.56") 109 | } 110 | ] 111 | end 112 | end 113 | ``` 114 | 115 | You can pass your own adapter class: 116 | 117 | ``` ruby 118 | accounts = FineAnts.download(MyAdapter, { 119 | :user => "randojones", 120 | :password => ENV['MY_PASSWORD'] 121 | }) 122 | ``` 123 | 124 | -------------------------------------------------------------------------------- /LICENSE.txt: -------------------------------------------------------------------------------- 1 | GNU GENERAL PUBLIC LICENSE 2 | Version 3, 29 June 2007 3 | 4 | Copyright (C) 2007 Free Software Foundation, Inc. 5 | Everyone is permitted to copy and distribute verbatim copies 6 | of this license document, but changing it is not allowed. 7 | 8 | Preamble 9 | 10 | The GNU General Public License is a free, copyleft license for 11 | software and other kinds of works. 12 | 13 | The licenses for most software and other practical works are designed 14 | to take away your freedom to share and change the works. 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You may not convey a covered 525 | work if you are a party to an arrangement with a third party that is 526 | in the business of distributing software, under which you make payment 527 | to the third party based on the extent of your activity of conveying 528 | the work, and under which the third party grants, to any of the 529 | parties who would receive the covered work from you, a discriminatory 530 | patent license (a) in connection with copies of the covered work 531 | conveyed by you (or copies made from those copies), or (b) primarily 532 | for and in connection with specific products or compilations that 533 | contain the covered work, unless you entered into that arrangement, 534 | or that patent license was granted, prior to 28 March 2007. 535 | 536 | Nothing in this License shall be construed as excluding or limiting 537 | any implied license or other defenses to infringement that may 538 | otherwise be available to you under applicable patent law. 539 | 540 | 12. No Surrender of Others' Freedom. 541 | 542 | If conditions are imposed on you (whether by court order, agreement or 543 | otherwise) that contradict the conditions of this License, they do not 544 | excuse you from the conditions of this License. If you cannot convey a 545 | covered work so as to satisfy simultaneously your obligations under this 546 | License and any other pertinent obligations, then as a consequence you may 547 | not convey it at all. For example, if you agree to terms that obligate you 548 | to collect a royalty for further conveying from those to whom you convey 549 | the Program, the only way you could satisfy both those terms and this 550 | License would be to refrain entirely from conveying the Program. 551 | 552 | 13. Use with the GNU Affero General Public License. 553 | 554 | Notwithstanding any other provision of this License, you have 555 | permission to link or combine any covered work with a work licensed 556 | under version 3 of the GNU Affero General Public License into a single 557 | combined work, and to convey the resulting work. The terms of this 558 | License will continue to apply to the part which is the covered work, 559 | but the special requirements of the GNU Affero General Public License, 560 | section 13, concerning interaction through a network will apply to the 561 | combination as such. 562 | 563 | 14. Revised Versions of this License. 564 | 565 | The Free Software Foundation may publish revised and/or new versions of 566 | the GNU General Public License from time to time. Such new versions will 567 | be similar in spirit to the present version, but may differ in detail to 568 | address new problems or concerns. 569 | 570 | Each version is given a distinguishing version number. If the 571 | Program specifies that a certain numbered version of the GNU General 572 | Public License "or any later version" applies to it, you have the 573 | option of following the terms and conditions either of that numbered 574 | version or of any later version published by the Free Software 575 | Foundation. If the Program does not specify a version number of the 576 | GNU General Public License, you may choose any version ever published 577 | by the Free Software Foundation. 578 | 579 | If the Program specifies that a proxy can decide which future 580 | versions of the GNU General Public License can be used, that proxy's 581 | public statement of acceptance of a version permanently authorizes you 582 | to choose that version for the Program. 583 | 584 | Later license versions may give you additional or different 585 | permissions. However, no additional obligations are imposed on any 586 | author or copyright holder as a result of your choosing to follow a 587 | later version. 588 | 589 | 15. Disclaimer of Warranty. 590 | 591 | THERE IS NO WARRANTY FOR THE PROGRAM, TO THE EXTENT PERMITTED BY 592 | APPLICABLE LAW. EXCEPT WHEN OTHERWISE STATED IN WRITING THE COPYRIGHT 593 | HOLDERS AND/OR OTHER PARTIES PROVIDE THE PROGRAM "AS IS" WITHOUT WARRANTY 594 | OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, 595 | THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR 596 | PURPOSE. THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THE PROGRAM 597 | IS WITH YOU. SHOULD THE PROGRAM PROVE DEFECTIVE, YOU ASSUME THE COST OF 598 | ALL NECESSARY SERVICING, REPAIR OR CORRECTION. 599 | 600 | 16. Limitation of Liability. 601 | 602 | IN NO EVENT UNLESS REQUIRED BY APPLICABLE LAW OR AGREED TO IN WRITING 603 | WILL ANY COPYRIGHT HOLDER, OR ANY OTHER PARTY WHO MODIFIES AND/OR CONVEYS 604 | THE PROGRAM AS PERMITTED ABOVE, BE LIABLE TO YOU FOR DAMAGES, INCLUDING ANY 605 | GENERAL, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE 606 | USE OR INABILITY TO USE THE PROGRAM (INCLUDING BUT NOT LIMITED TO LOSS OF 607 | DATA OR DATA BEING RENDERED INACCURATE OR LOSSES SUSTAINED BY YOU OR THIRD 608 | PARTIES OR A FAILURE OF THE PROGRAM TO OPERATE WITH ANY OTHER PROGRAMS), 609 | EVEN IF SUCH HOLDER OR OTHER PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF 610 | SUCH DAMAGES. 611 | 612 | 17. Interpretation of Sections 15 and 16. 613 | 614 | If the disclaimer of warranty and limitation of liability provided 615 | above cannot be given local legal effect according to their terms, 616 | reviewing courts shall apply local law that most closely approximates 617 | an absolute waiver of all civil liability in connection with the 618 | Program, unless a warranty or assumption of liability accompanies a 619 | copy of the Program in return for a fee. 620 | 621 | END OF TERMS AND CONDITIONS 622 | 623 | How to Apply These Terms to Your New Programs 624 | 625 | If you develop a new program, and you want it to be of the greatest 626 | possible use to the public, the best way to achieve this is to make it 627 | free software which everyone can redistribute and change under these terms. 628 | 629 | To do so, attach the following notices to the program. It is safest 630 | to attach them to the start of each source file to most effectively 631 | state the exclusion of warranty; and each file should have at least 632 | the "copyright" line and a pointer to where the full notice is found. 633 | 634 | fine_ants - a Ruby library for fetching finance account info 635 | Copyright (C) 2016 Justin Searls 636 | 637 | This program is free software: you can redistribute it and/or modify 638 | it under the terms of the GNU General Public License as published by 639 | the Free Software Foundation, either version 3 of the License, or 640 | (at your option) any later version. 641 | 642 | This program is distributed in the hope that it will be useful, 643 | but WITHOUT ANY WARRANTY; without even the implied warranty of 644 | MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the 645 | GNU General Public License for more details. 646 | 647 | You should have received a copy of the GNU General Public License 648 | along with this program. If not, see . 649 | 650 | Also add information on how to contact you by electronic and paper mail. 651 | 652 | If the program does terminal interaction, make it output a short 653 | notice like this when it starts in an interactive mode: 654 | 655 | Fine Ants Copyright (C) 2016 Justin Searls 656 | This program comes with ABSOLUTELY NO WARRANTY; for details type `show w'. 657 | This is free software, and you are welcome to redistribute it 658 | under certain conditions; type `show c' for details. 659 | 660 | The hypothetical commands `show w' and `show c' should show the appropriate 661 | parts of the General Public License. Of course, your program's commands 662 | might be different; for a GUI interface, you would use an "about box". 663 | 664 | You should also get your employer (if you work as a programmer) or school, 665 | if any, to sign a "copyright disclaimer" for the program, if necessary. 666 | For more information on this, and how to apply and follow the GNU GPL, see 667 | . 668 | 669 | The GNU General Public License does not permit incorporating your program 670 | into proprietary programs. If your program is a subroutine library, you 671 | may consider it more useful to permit linking proprietary applications with 672 | the library. If this is what you want to do, use the GNU Lesser General 673 | Public License instead of this License. But first, please read 674 | . 675 | --------------------------------------------------------------------------------